You Risk -
To Win -
Payout -
Implied Probability -
Decimal -

What Is a Moneyline Bet?

A moneyline bet is the simplest form of sports betting - you pick the winner of the game. No point spreads, no totals, just who wins.

How moneyline odds work:

  • Negative odds (-150): How much you risk to win $100
  • Positive odds (+200): How much you win on a $100 bet
  • Even money (+100/-100): Risk $100 to win $100

How the Calculator Works

  1. Enter moneyline odds (e.g., -150 or +200)
  2. Choose bet mode - Risk amount or To Win amount
  3. Enter amount
  4. See: risk, potential win, total payout, implied probability, decimal odds

Understanding Moneyline Odds

Favorites (Negative Odds)

Odds Risk to Win $100 Implied Prob Decimal
-110 $110 52.4% 1.91
-130 $130 56.5% 1.77
-150 $150 60.0% 1.67
-200 $200 66.7% 1.50
-250 $250 71.4% 1.40
-300 $300 75.0% 1.33
-400 $400 80.0% 1.25
-500 $500 83.3% 1.20

Underdogs (Positive Odds)

Odds Win on $100 Bet Implied Prob Decimal
+100 $100 50.0% 2.00
+120 $120 45.5% 2.20
+150 $150 40.0% 2.50
+200 $200 33.3% 3.00
+300 $300 25.0% 4.00
+400 $400 20.0% 5.00
+500 $500 16.7% 6.00
+1000 $1,000 9.1% 11.00

Risk vs To Win Mode

Risk Mode

You specify how much to bet. Calculator shows potential winnings.

Odds Risk Win Total Return
-150 $150 $100 $250
-150 $75 $50 $125
+200 $50 $100 $150
+200 $100 $200 $300

To Win Mode

You specify desired profit. Calculator shows required stake.

Odds Want to Win Must Risk Total Return
-150 $100 $150 $250
-150 $50 $75 $125
+200 $200 $100 $300
+200 $500 $250 $750

Payout Formulas

For Negative Odds (Favorites)

Win Amount = Stake × (100 / |Odds|)
Total Payout = Stake + Win Amount

Example: $75 bet at -150

  • Win = $75 × (100/150) = $50
  • Total Payout = $75 + $50 = $125

For Positive Odds (Underdogs)

Win Amount = Stake × (Odds / 100)
Total Payout = Stake + Win Amount

Example: $50 bet at +200

  • Win = $50 × (200/100) = $100
  • Total Payout = $50 + $100 = $150

Moneyline Odds Conversion

To Decimal Odds

Positive: Decimal = (ML / 100) + 1
Negative: Decimal = (100 / |ML|) + 1

To Fractional Odds

Positive: Fraction = ML / 100
Negative: Fraction = 100 / |ML|

Full Conversion Table

Moneyline Decimal Fractional Implied Prob
-500 1.20 1/5 83.3%
-300 1.33 1/3 75.0%
-200 1.50 1/2 66.7%
-150 1.67 2/3 60.0%
-130 1.77 10/13 56.5%
-110 1.91 10/11 52.4%
+100 2.00 1/1 50.0%
+110 2.10 11/10 47.6%
+130 2.30 13/10 43.5%
+150 2.50 3/2 40.0%
+200 3.00 2/1 33.3%
+300 4.00 3/1 25.0%
+500 6.00 5/1 16.7%

Implied Probability and Vig

How the Vig Works

The vig (juice/vigorish) is the bookmaker’s profit margin. You can see it when both sides’ implied probabilities sum to more than 100%:

Matchup Odds Implied Prob
Team A -150 60.0%
Team B +130 43.5%
Total 103.5%
Vig 3.5%

The “true” probabilities are closer to:

  • Team A: 60.0% / 1.035 = 58.0%
  • Team B: 43.5% / 1.035 = 42.0%

Removing the Vig

To find “no-vig” odds (fair odds):

True Prob A = Implied A / (Implied A + Implied B)
True Prob B = Implied B / (Implied A + Implied B)

Moneyline Strategy

1. Line Shopping

Moneyline odds vary significantly between books. A -150 at one book might be -140 at another:

Book Odds $100 bet profit Difference
Book A -150 $66.67 baseline
Book B -145 $68.97 +$2.30
Book C -140 $71.43 +$4.76

Over hundreds of bets, these differences compound significantly.

2. Favorites vs Underdogs

Approach Pros Cons
Betting favorites Higher win rate Less profit per win, big losses
Betting underdogs Larger payouts Lower win rate
Mixed approach Balanced P&L Requires discipline

Key insight: Neither is inherently better. The edge comes from finding mispriced lines, not from systematic favorite/underdog bias.

3. When to Use Moneyline vs Spread

Scenario Better Choice Why
Small favorite (-1 to -3) Moneyline Spread is too tight
Medium favorite (-4 to -7) Depends on odds Compare ML vs -110
Large favorite (-8+) Spread usually ML too expensive
Small underdog (+1 to +3) Moneyline Good value on outright win
Large underdog (+7+) Spread usually ML rarely hits

4. Moneyline Parlays

Moneyline bets are common in parlays because they’re simple. However:

  • Heavy favorite parlays are deceptively risky
  • A 3-team parlay of -200 favorites: each leg ~67%, parlay ~30%
  • One loss wipes out multiple wins worth of profit

Common Moneyline Mistakes

1. Chasing Heavy Favorites

Betting -400 favorites feels “safe” but:

  • Win $25 on a $100 bet
  • Need to win 4 in a row to profit $100
  • One loss erases 4 wins of profit

2. Ignoring the Vig

A -110/-110 line means you need 52.4% to break even. Many bettors forget this hidden cost.

3. Overvaluing Win Probability

High implied probability ≠ good bet. A -300 team has 75% implied probability, but if their true chance is only 72%, it’s a losing bet.

Frequently Asked Questions

What does -110 mean?

You need to risk $110 to win $100. This is the standard vig charged by sportsbooks, giving them a 4.5% margin.

Is it better to bet favorites or underdogs?

Neither inherently. The key is finding value where your estimated probability exceeds the implied probability.

What’s the difference between moneyline and spread?

Moneyline: pick the winner, odds vary. Spread: win by X points, both sides typically -110.

How do I calculate implied probability from moneyline odds?

Negative: |Odds|/(|Odds|+100). Positive: 100/(Odds+100). Example: -150 = 60%, +200 = 33.3%.

Why are moneyline odds different at different sportsbooks?

Each book sets odds based on risk exposure and betting action. This creates line shopping opportunities.

Can I parlay moneyline bets?

Yes, very common. Multiply decimal odds for combined payout. Be cautious with heavy favorite parlays.